It's not impossible to get your loan discharged if your student loan is in default, but it is difficult given that you'll need to meet the definition ... after the bankruptcy. Discharge occurs ...

Chapter 7 bankruptcy lets individuals discharge most types of unsecured debt, such as credit card balances and medical bills. However, you must first liquidate non-exempt assets to pay back as ...

Both will still severely hurt your credit. Which debts can you discharge with Chapter 13 bankruptcy? Chapter 13 provides a broader discharge than other types of bankruptcy, Krekeler says.